Proven Sales Strategy – Beat Your Competition By Raising Your Prices to Increase Sales

November 17th, 2010 by stocks No comments »

Are the competitors just popping up all over the place? Do you find yourself lowering your prices? Now is the time to be raising your prices not lowering if you truly want to beat your competition.

“Raise my prices“, you may be thinking? “What are you nuts?” “I cannot afford to lose any sales. I need to meet my competition head on and price is a great sales strategy.”

If you have had any of these thoughts, welcome to what the authors of the Blue Ocean Strategy call the Red Ocean. This is where all the blood and guts from competing companies happen. Raising your price is one proven sales strategy to leave the Red Ocean and travel to the calm, cool Blue Ocean.

When you lower you prices, you are actually lowering the perceived value of your products or services and establishing a conditioned response behavior from your existing as well as potential customers. By increasing your prices, you are raising the value of your goods and services from the perception of your loyal customers as well as potential customers.

Just take a moment to think about this sales strategy. You have a loyal customer. Then, all of a sudden you lower your prices to meet your competition. What thoughts have you now generated within your loyal customers’ buying/selling behaviors? That loyal customer may start thinking “Why have I been charged this higher rate all of these months or years?”

When businesses engage in price cutting, they are ignoring loyal customers as well as why people buy. From my experiences, people buy for 3 reasons: quality, customer service and price. However, as a buyer, I can usually only get 2 of these 3 reasons.

So what one am I willing to give up? Usually the answer is price because I do not want to give up quality or customer service. Yes, there are exceptions to this such as generic items at the grocery store or off brand items at retail stores from gasoline to clothing. Remember, I did write usually.

If you price was good before your competition reared its ugly head, then why is it not good now? Of course, you may have been overcharging your customers and that is another discussion for another day.

Do you want more sales? Then register for FREE professional sales skills assessment http://www.processspecialist.com/sales-skill-assessment.htm.

Are you where you want to be? To find out where you are, then M.A.P. for Success, a FREE email course may help you begin to chart a course of business, professional or personal success. Visit http://www.processspecialist.com/action-plan.htm.

Please feel free to contact me, Leanne Hoagland-Smith, Your Chief People Officer and Business Coach, who works with individuals and organizations that are tired of not being where they want to be and truly want more for their businesses and their selves. 219.759.5601

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Gold Bullion Coins

November 15th, 2010 by stocks No comments »

Gold coins in the current financial climate are in high demand and for good reason. Gold coins have always been a popular way to hedge against inflation and for a balanced portfolio risk. Though coins made with gold have been produced ever since a coinage system began, the modern day gold coins are minted for collectors or to be used as bullion coins. A bullion coin is bought for its investment potential rather than its face value.

Why Gold?

Gold can be moved around the country quite easily, and with such high value compared to its weight makes it more convenient that other commodities. Gold itself can be reduced in size without losing its overall value and is more difficult to counterfeit and above all, with the worlds stock of gold being limited, the value of gold is fairly stable on the commodities exchanges. In 1933 the United States banned the private ownership of gold coins over $100, anything above this amount that they owned had to be handed over to the Federal Reserve, in which they paid $20.67 per troy ounce. This ban remained in force until 1974 when a bill in the US parliament allowed once again private ownership of gold coins in excess of $100. The reason behind all this was down to the Worlds monetary system and the Gold standard.

Collector Coin

The respective mints for each country produce yearly a chart with how many coins are minted for each denomination, and with these figures at hand one can see the rarity of the various coins, just one statistic to determine the value of a gold coin, the condition is another important factor to take into account. Hence why in 2002 the auction house, Sotherby’s sold a 1933 $20 double eagle for £7.5 million, at the time the US treasury had begun producing the $20 Double Eagle gold coin, but then the ban of private ownership came into force so they had to melt them and the ones handed in all down, though some did manage to get into the public domain, so as a collector coin it is the ones dated prior to 1933 that are more of collectors item, though they still have some investment attributes.

Bullion coins

Modern day gold coins are bought for investment purposes rather than their numismatic interest, and are bought and sold depending on the current market value gold, this makes a choice of investors as a way to have some gold in their portfolio as a hedge against the world economic ups and downs. South Africa began the modern trend when in 1967 it introduced the Kruggerrand, which fortunately contained one troy ounce of gold, these were conveniently priced just above the bullion prices of gold, though gold coins have a face value associated with the coin which is far less than its true value this is done to give the coin some status in law and they are technically legal tender, but as coinage can be easily moved across the national borders. The gold bullion gold coins value is determined by its troy weight and the current price of gold on the commodities market.

Produces of Gold Bullion

Gold bullion coins are now minted by various countries and are sold by the troy ounce or a multiple of a troy ounce, like 1/20 oz., 1/10 oz., 1/4 oz., 1/2 oz., 1 oz. Some of the countries producing the gold coins are Australia, Austria, Canada, Mexico, Poland South Africa, United Kingdom and the United States. It has been reported that the United Nations will be issuing gold bullion coins at some date in the future.

Expand your knowledge of the $20 Gold Coin at buy-silver-coins or indeed the public fascination of the American Silver Eagle and other coins of interest.

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The Value of Silver Dollars

November 14th, 2010 by stocks No comments »

The value of silver dollars depends on many factors, including the rarity of the coin, the metal composition, and the condition. How much are your coins worth? How much should you pay for new acquisitions? These are very important questions that you should answer before beginning your investment.

Silver coins offer security and great profit potential, and it is important to know current prices and the worth of your investment. Here are a few useful considerations to keep in mind for any silver coin investor.

The first general rule is that when coins have higher silver contents, they are worth more. Self-evident, but it can be hard to distinguish which coins have a higher silver content just by looking. The 1964 Kennedy half dollar, for instance, has a much higher silver content than a similar half dollar issued just a few years later.

The former contains 90 percent silver, and the latter only 40 percent. It is clear which one is more worthy of your time and investment. Silver Eagles contain 99.9 percent silver, and these are particularly popular with investors. In addition, Silver Eagles are minted by both the US Mint and privately-owned mints, so they are easily available.

When buying, be aware of the silver content. This will also help you determine the approximate worth of your coins. Usually, with some exceptions, coins are worth what the silver in them is worth if sold on the market.

For instance, ten pre-1965 silver coins contain about an ounce of silver, and this would net you the current spot price for silver, or about $16.65. For this reason, coins that contain a full ounce of silver are great vehicles for investment.

The exceptions I mentioned are coins like the “early dollars.” These were issued in 1840 or earlier. Because of the rarity of the coins and the high silver content, they are worth considerably more than more common coins.

You could easily spend a few hundred dollars on one of these early dollars. By contrast, a Morgan dollar circa 1878 to 1904 will cost about $5 to $10. This is still more than face value, but because they are much more common, they are not worth as much.

Investing in silver requires some research, but it is still very accessible and easy to get started. Download our Free Guide to find out how you can begin investing.

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Top 4 Celebrity Lace Wig Styles

November 13th, 2010 by stocks No comments »

Celebrity full lace wigs are hot on the market and with good reason. Celebrity style plays a major role in our personal fashion. From makeup to hair, celebrities are the first to get the hottest looks of today. Similar to other industries, the hair industry follows these trends. With hundreds of different celebrity inspired full lace-wigs out there, some celebrity styles stand out more than the rest.

Beyonce

Beyonce is perhaps one of the original full lace wig celebrities. Beyonce is known for her long golden hair. She is equally as known for her affection for full lace-wigs. With so many concerts and red carpet appearances, versatile hairstyles are needed to match her wardrobe. The highest selling and most popular full lace-wigs are inspired by the styles of Beyonce.

From her curly hair to straight and sleek look, Beyonce is a great hairstyle muse for the lace wig industry. The honey blonde and shades of golden brown compliment many women of color without looking tacky. With earlier options of only platinum blonde for African-American women, Beyonce brought a refreshing color inspiration to many.

Rihanna

Rihanna inspired celebrity full lace wigs are fairly new on the market as her style has recently thrust her into the title of style maven. Her good girl gone bad image and her funky cut has lace-wig lovers going crazy. While many women do not want to cut their own hair to such lengths, a Rihanna full lace wig allows women to achieve the look.

For women who want to try something daring and are not afraid to receive attention, the Rihanna style full lace wig is for them. For those who are more hesitant of the rocker choppy cut that the star has, a full lace-wig can be altered for a more feminine look. Since it is made of remy human hair, you can create a curly look on the short cut. Putting in girly hairbands or flowers will add a feminine look to the Rihanna celebrity full lace-wig as well.

Ciara

Ciara has a classic look with sleek and straight hair. This simply look translates so well onto most women that it is a great celebrity lace wig inspiration. No matter what skin tone or face type you have, Ciara’s style is very suiting to most women. The songstress has a classy understated look that sometimes consists of soft romantic curls and very light highlights.

The full lace-wigs inspired by her hairstyles come in long lengths with subtle colors. Any woman who wants to add a minor change to her look with a feminine touch may want to consider this celebrity lace-wig.

Janet

Janet Jackson is the original style maven with her funky look, soft sensuality and expressive fashion. Janet is on top of the celebrity lace-wig chart due to her numerous styles. From corkscrew curls to colored coifs, Janet provides lace wig fans a variety of style ideas.

There are great options in the synthetic lace wig and human lace wig category for Janet’s styles. Since many of her styles have curls, synthetic lace wigs can be made. This helps to cut down on the price of lace wigs for many. The versatility and affordability are just some of the reasons so many women love the Janet Jackson celebrity full lace wig.

No matter what celebrity style you choose to emulate, there are a lot of options out there. Celebrity style full lace wigs are a great choice if you are still finding your own personal style or simply want to try something new. Either way, your celebrity hair will match your celebrity personality.

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The Lace Wigs Store provide the regular consumers with the opportunity to receive a premium quality item at an affordable cost, and the small, medium or large business owner with wholesale and exclusive opportunities. We are equipped with all types of textures, colors and lengths for all our in stock and custom order full and lacewigs, frontals, wefts, top closures and adhesives. All of our full lacewigs, frontals, wefts and closures are 100% Chinese and Indian Remy. We also provide 100% Indian, Mongolian, Malaysian and European virgin hair. In addition to our products, we are currently providing an exclusive maintenance product! This amazing silicone based product prevents frizz, tangling and shedding of all hairpieces, prolongs the life of your wig and is excellent for all types of natural hair. Our Mission is to provide you with premium quality and affordable products intertwined with excellent customer service. Our vision is to ensure that you are secure and one 100% satisfied before, during and after your purchase. Our goal is to provide you with excellence in the quality of our products and services at affordable rates. We stand by our word and products with a 100% 30-day money back guarantee.

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Buy Gold Coins and Silver Bar Bullion Urgently – The Tipping Point is Near

November 12th, 2010 by stocks No comments »

The flow of global wealth has shifted from faith in currency to physical assets. Savvy individuals are buying gold bullion and silver bar bullion. Anyone who has ears to hear, needs to know and act upon the actual fact, that all of us have one of the better wealth-making opportunities of our lives before us right now. In fact, to put it bluntly, unless we grasp this opportunity, likely as not, our personal futures economically, are uncertain.

Where we find ourselves right now in the world financial system, we have not been before, to such a degree. Debtor countries, including the USA, who think that they may print dollars and spend their path to recovery, are basically mistaken in their monetary policy. Economics 101: oversupply lessens value. ie the more the dollar is in print, the less it really is worth. Thus it is not that costs are rising but more accurately, that the dollar right now is worth less.

Your opportunity is contained in in planning for the approaching collapse of the US dollar. One may prepare for it by looking to buy gold coin or find silver bars for sale, and here is why:

Historical: Paper currencies are ultimately valueless without being underpinned by gold. “In the absence of gold, there is no way to protect savings from confiscation through inflation. There is no safe store of value.” (A. Greenspan 1967) Nearly 100 of the world’s currencies have vanished since World War II alone, the latest illustration being Zimbabwe. Gold and silver have at all times maintained value.

Inflation: President Ronald Reagan observed “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.” Every year, on average, your dollars lose 3.42% of their purchasing power. That is the “official” government number. However, comparing this under-estimated rate from the setting up of the Federal Reserve in 1913, you’re looking at a compounding inflation rate of an unbelievable 2,071%! “The government lies about it (inflation) in the US. Some countries lie; many countries don’t: Australia, China, India and Norway.” Jim Rogers.

Diminishing Resources: Demand for both gold and silver has grown across the globe, from major financial institutions to individual investors. But, supply has fallen. China, currently the world’s leading gold producer, has repealed the ban on its 1.3bn population from owning the precious commodities. The US, by contrast, is mining 100 fewer metric tons of gold than 10 years ago whilst South Africa, formerly the world’s top gold producer, takes half as much out of the ground as they did back in 1970. Regarding silver, its supply has fallen by 86% in the last two years but prices have been moving faster than gold – up 56% in 2009.

Today, we are beginning to observe the greatest wealth movement in history, as nations, central banks as well as individuals begin to shield their wealth from inflation by buying physical assets, specifically, buying gold coins and silver bar bullion. The point in time is right now for you to do the same. It is critical.

Article by Lois G: http://www.BuyGoldOnlineNow.com If you are worried about how to buy gold coins and silver bar bullion then look no further. Gold and silver that is shipped to your door, is privately issued and is certified by the LBMA is available to you. For access to excellent information as well as the physical product visit: http://www.BuyGoldOnlineNow.com

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Sales Success – 9 Tips to Win Customer Loyalty & Business

November 10th, 2010 by stocks No comments »

Get proactive about your business and your customers! Maybe it’s time to change the way you think about sales success. Instead of striving to just make another sale, focus on your customer’s needs and wants. Here are 9 Tips on how you can become your customer’s “go-to” guy, winning their business, and their loyalty.

We can get so caught up in our own needs and wants that our customers and prospects can fade into a nameless faceless pool of “maybe someday”. We chart, we graph, we calculate our commission checks-all based on ourselves, and our company’s objectives. Maybe it’s time to readjust our thinking to reflect the customer’s best interest. It sounds obvious, but unfortunately, it’s oftentimes not the case.

Relationships, Relationships, Relationships. Don’t think of your customer as a commodity. They are people. Just like you, they have families, interests, goals and needs. Get to know them beyond just an assigned number in your database. The more levels you connect with your customer, the better you will understand their business wants and needs, personal preferences, trigger points and how your relationship can be mutually beneficial.

Listen. Stop talking at your customers. In our fast paced, eager-tongued, bottom-line, show-me-the-money world… the best sales people take the time to listen to their customers. It will set you apart. It will give you the advantage of really understanding the best fit for them and help you know how to best serve their needs. It also communicates to them that you are there for them and you get that it’s really not all about you.

Customer Service. Don’t just focus on what you want from them-to make a commission check, up your company’s ratings or add them as a win on some internal chart. Keep the focus on them. It’s not complicated. It’s all in the words: Customer Service – how can you best serve your customer? It may not always be convenient or advantageous on the cuff, but excellent service always comes back to reward you.

Be Their Advocate. Go to bat for them. If they tell you they’ve been quoted a lower price at your competitor, don’t just shrug it off to a lost deal. Get creative with your margins and find a way to win their business. If they’ve had an unpleasant experience with one of your internal departments, follow through with it on their behalf so it doesn’t leave a bad impression in their mind. Let them know you are on their side and that you are in this thing together.

Make an Impression. Go the extra mile. Anyone can be average. Purpose to go above and beyond what they ask for or expect. This will always stand out in the long run, and certainly over your competitors. They will not quickly forget you and that’s invaluable to branding you in their minds the next time they need what your business has to offer!

Educate Them. Help them to really understand your services and products. Don’t forget your company’s history, strengths, unique value points, culture or anything that might set you apart. No one knows your company and offerings more than you do, so use that to your advantage every time you touch them. What sets you apart? Spell it out for them. Don’t wait for them to ask all the questions-guide them along the way, build the momentum for them.

Be Available. How many times have you had to follow up when a company representative should have returned your call, responded to your question or provided you with requested information? It can be exasperating. Respond quickly, when you say you will, and if you don’t have the answer-be prompt to let them know you’re checking on it, and then follow through. Surprise them by pro-actively offering tips and suggestions, inquiring of their current needs, or simply just checking in.

Stay Informed. Do your customers contact you for advice? Do you even cross their mind when they want to know the latest in the industry? Can they trust you to give them the straight story about the competition, new innovations, industry initiatives or product timelines? Strive to not settle with the ABCs of your own services or product line, but to be a wealth of information and trusted source beyond your next sale.

Is the Customer Always Right? Well, no… but neither are you. If you are wrong, say so. It will foster loyalty and respect, you don’t see that too often. Transparency and humility speak volumes.

Winning customer loyalty and business takes effort, but it’s well worth it. It’s not always about the best price, convenience or even having all of the bells and whistles. People prefer to work within established, trusted relationships where their needs are being met. Challenge yourself to become your customer’s “go-to” guy by following these basic tips and see how it enhances your business relationships.

By author April McCallum — who is passionate about Communications, Strategic Process, Innovation, and People. Her experience spans from International Global 500 and privately held companies, to the Non-Profit and solo professional sectors, in the global high-tech, healthcare and media industries. Contact Info: http://www.linkedin.com/in/AprilOtisMcCallum

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What is Financial Spread Betting?

November 8th, 2010 by stocks No comments »

How does financial spread betting work?

Quite simply, when you spread bet you decide which way you think an instrument in the market will move. For instance, you would ‘buy’ if you think, say, the share price of Barclays will go up and ‘sell’ if you think it’s likely to fall. The degree to which you are correct dictates how much you win or lose. So with spread betting you never physically gain or lose any shares, which also means you won’t have to put up the full cost of the share. The only charge is the dealing spread.

What is the ‘spread’?

The spread is simply the difference between the price at which you ‘buy’ and the price at which you ‘sell’ in a particular market. For example, say your spread betting company is offering the FTSE 100 Daily at 4025 / 4027. The spread is two points: if you want to ‘buy’ you do so at 4027 and if you want to ‘sell’ you do so at 4025.

What are the benefits of spread betting?

Apart from paying the spread, you won’t pay any commission, brokerage fees, stamp duty or capital gains tax in the UK.

You decide: to go long or short

Whether you choose to ‘buy’ (go long) or ‘sell’ (go short) – it means that the more a price moves in your favour, the more money you make; the more the price moves against you, the more money you lose.

Leverage

With spread betting you can take a position on a market at a fraction of what you’d normally have to pay. Smaller deposits can result in magnified profits, but equally you may lose more than you initially deposited.

Manage and control your risk

You can take advantage of various devices that will limit your exposure to risk. Use Stops and Limits every time you bet, or pay a Controlled Risk premium to guarantee an absolute limit on any potential losses.

The range and diversity of the financial markets

The financial markets are incredibly exciting, here’s just a taste of them:

- Forex. Will sterling strengthen against the US dollar?

- Shares. How is a company’s share price performing?

- Indices. The FTSE 100, to finish up or down today?

- Commodities. What’s the price of oil right now?

- Interest rates. Are they set to rise, or fall?

- Options. Calls and puts, are you bullish or bearish about the future price of a stock?

Sophisticated online dealing platforms

Spread betting is generally done online, through a dealing platform and directly with the provider, not through an exchange. And it’s important you choose the right one to help you trade effectively and safely. IG Index’s PureDeal platform is considered by many as the market leader and is used by beginners and experienced spread bettors alike, It’s browser based and allows one-click bets. It also includes a fully-integrated suite of professional tools, from live Reuters feeds to professional Charting Tools.

However, spread betting is not suitable for everyone, so before starting make sure you fully understand the risks.

IG Index can help you improve your knowledge of spread betting and the financial markets with a full education programme. TradeSense is a completely free six-week course and includes a 100-page guide to spread betting.

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Is Gold the Next Google?

November 7th, 2010 by stocks No comments »

It may seem like an odd question, but given gold’s dramatic increase, many investors may be wondering what’s next. Both gold and Google have posted returns around 400% since their respective lows (gold’s cyclical low back in 2001 and Google’s post-IPO price). Google’s rise has been faster, and although it flattened for a few years, it hasn’t really seen a low since the Initial Public Offering (IPO) back in August 2004. Following the IPO, Google shares started trading at $100/share and as of the end of September 2010 were at $526/share, providing a return to investors of over 400% in just over 6 years. Gold’s had a steadier rise since its cyclical market low back in 2001 or so. Gold’s price at the end of 2001 was around $277/ounce. With a recent price of around $1,310/ounce, gold has returned 374% in just under 9 years.

Although both these investments have produced extraordinary returns, they are very different investments. Investors should be aware of the different dynamics influencing the value of each. At a basic level, gold is a physical commodity you can own, touch, and even wear in the form of jewelry. Whereas a share of Google is an ownership interest in a company, and although Google owns physical objects (buildings, servers, etc.), you are really buying a share of the profits or future free cash flow generated by the firm.

Time to Buy Gold?

Gold has a long history representing a store of value. Not only was the U.S. currency backed by gold until 1971, but people have used gold as currency for many centuries. Its value is a function of both the cost to obtain gold from the ground and the demand for gold. Demand for gold can be thought of as coming from at least three sources: investors/speculators, and consumer (e.g., jewelry) and industrial usage. Due to people’s creativity in substituting other materials, I would argue demand for consumer and industrial purposes, all other factors being equal, should decline as price increases. Just as supply and demand for any product finds market equilibrium, gold’s price will to.

As a physical commodity, more supply will be brought to market as price increases. One might argue the supply of gold is fixed since it is a physical object, but in reality the available supply is dependent on mining companies’ spending money to extract gold from the ground. Similar to oil, as price increases, more and more firms will invest in mining and extracting gold from places which weren’t profitable at lower prices. This is an attribute of commodities which needs to be kept in mind when investing; a higher price results in increased supply.

Should I Invest in Google?

So what about Google? Isn’t price set the same way based on supply and demand for the shares? Yes and no. It’s true the price for each Google share is determined daily by supply and demand on the stock exchange. Furthermore, Google could increase the supply of shares by issuing new shares. But that doesn’t really change the fundamental supply of what a Google investor is buying. You are buying a share of future profits, or more specifically, future free cash flow. If more shares are issued, it just dilutes your share of the pie; it doesn’t necessarily increase the total profit stream for sale. The “supply of Google” is fixed, regardless of the share price.

But what Google can do, which gold cannot, is dramatically increase the expectation of future profits by building a better mousetrap. So even though the supply of Google is fixed – only 100% of future profits to sell – the ability to generate profits is more or less unlimited. This ability for companies to generate ever increasing income is one of the attractive features of equity investing. The payoff to investors is asymmetric. You can only lose what you invest, but the upside is wide open.

Here is another way to think about the distinction. Google has a wider range of potential future values compared to gold. Google could theoretically go bankrupt and the value of its shares would be worthless. Conversely, Google could continue to aggressively grow earnings and be worth many multiples of the current value. Yet with gold it is very unlikely the price will ever go to zero. It has intrinsic worth both for industrial usage and for jewelry. Yet it’s also unlikely the price of gold will continue to appreciate rapidly since, as the price increases, people will substitute other materials in place of gold and the supply of gold will increase.

The underlying fundamentals of these two investments are very different. Although investment in both stocks and commodities can be wise additions to a well diversified investment portfolio, an investor needs to be aware of the different dynamics.

Steven Geri, CFA is the founder of InvestSimply LLC ( http://www.investsimply.com/ ). We make it simple to invest soundly. InvestSimply offers real people easy access to sophisticated investment portfolios. Our website provides an Investor Profile Survey — answer 7 questions and instantly see what might be the right portfolio for you.

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Some Things to Think About When Buying a Hair Wig

November 6th, 2010 by stocks No comments »

Hair wigs are artificial hair that can simply change the way you look as they cover your original hair. If you are not happy with the way your hair looks or have become bored of the regular straight or curly style then try out a wig that will completely change your appearance.

There are various types of wigs which are made of different materials like human, animal and synthetic fibers. The use of the wig has not started in the recent time and they are widely used in the fashion shows, theatres and movies.

But now-a-days people who are unhappy with their original hair are using the wigs. If the wig is a good quality one with excellent finishing then it will become really tough to identify it as a wig.

Various Types

We know that the material used to make a wig can vary from human to synthetic. But when it comes to popularity the wigs made of human hair top the chart. They are generally made by thick and strong hair sold by the professional hair sellers who have thick and lustrous hair. The texture and color of the hair wig is absolutely natural.

This is the reason the human wigs look very much natural. The wigs made of horse hair or synthetic fibers are somewhat different from the actual color and texture of the human hair. You will find many people who are allergic to the artificial wigs. So from the medical aspects the human wigs are better options. Moreover the human varieties are often the most durable ones among all the other contenders.

History

The hair wigs are popularly in use from the historic times. The most prominent personality among the regular users of hair wigs is Queen Elizabeth I. She used to wear some of the most complex and sophisticated looking wigs which are famous and were often imitated by girls.

In fact many of the women from the elite class used to prefer wigs to make their hairstyle unique from others. In fact usage of these accessories is still quite popular among the Romans and English people.

The other places where hair wigs were widely used are Assyria, Phoenicia, Greece and Egypt. If you are a regular user of hair wigs then you will be happy to know that the hair wigs have been worn by some of the richest and elite people of the world.

The price of a hair wig depends on the material used to manufacture it. The human hair wigs are more expensive compared to the nylon and animal hair wigs.

April thinks you may want to look at female hair restoration and hair loss menopause

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Are American Silver Eagle Coins a Good Investment Now?

November 5th, 2010 by stocks No comments »

Like other precious metals, silver is often used as an investment. Although no longer considered to be legal tender in the US, silver has been regarded as a store of value and a form of currency throughout the world for more than 4,000 years.

If you compare the price of silver to the price of gold you would see that silver is considerably more volatile. That’s because there are fluctuations in the way silver is used. There can be large fluctuations between store of value and industrial uses that affect its valuation. And, because silver has lower market liquidity than gold its volatility also is greater.

Silver still often tracks the price of gold because of the intrinsic value of the metal. However, the gold/silver ratio can vary by quite a bit. The lower the ratio the more expensive silver is when you compare it to gold.

In 1792 the United States fixed the gold/silver ratio by law at 1:15. This meant that you could buy 15 troy ounces of silver with one troy ounce of gold. During the 20th century the ratio was 1:47. In other words, on average, one troy ounce of gold would buy 47 ounces of silver.

On September 22, 2010 gold hit a new high. At the close of the market one troy ounce of gold was selling for $1,291.20. At the close of the market the same day, one troy ounce of silver was selling for $21.30. On that day the gold/silver ratio was 1:67. In other words, one troy ounce of gold would buy 67 ounces of silver.

Silver has been appreciating rather dramatically since 2005. To put things into perspective, the yearly cumulative average price of silver in 2000 was $4.95. In 2005 the yearly average cumulative price rose to $7.31. Throughout 2009 the average cumulative price of silver was $14.67.

It appears that silver is rising in price very dramatically. Perhaps it’s because people are concerned with the economy. Since the global recession began in 2008 investors have been increasing their demand for precious metals. That’s because when inflation increases precious metals have historically increased in value.

One of the most popular ways to invest in silver is to buy silver coins. One example is the American Silver Eagle bullion coin. The American Silver Eagle is the official silver bullion coin of the US. It is only struck in one troy ounce sizes and is guaranteed to contain one troy ounce of 99.9% pure silver.

Theses coins sell for a very small premium over the spot price of silver. Because of that American Silver Eagle coins have become one of the most popular ways many people use to invest in silver.

Next, to find out more about the gold/silver ration and to get the lowest prices for silver eagle coins, go to => http://www.silveramericaneagles.org/the-gold-silver-ratio/ now.

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